House prices are increasing everywhere in the UK and the county of Carmarthenshire is not exempt.

The cost-of-living crisis coupled with stagnant salaries mean the majority of people don’t have the income required to purchase their own place.

Still, there is a difference between trying to buy property in a major city and a small town.

Residents of Carmarthenshire won’t need as much money as those who live in Cardiff to invest in real-estate but that doesn’t mean it’s cheap.

The average salary in Carmarthenshire is currently £27,556 with the average house price being £206,599 according to Rightmove.

So, the average salary in the county would allow you to buy a property ranging between £96,446 to a maximum of £137,780.

Calculated by multiplying the average salary by four and a half – there aren’t many houses in Carmarthenshire that can be bought, particularly with added costs such as deposit and stamp duty.

The company Which states that deposits vary between five to 15 percent of the property price and the standard rate for exchange deposits is 10 percent.

Here are the average house prices for different areas of Carmarthenshire according to Rightmove and the annual income you need to earn for a mortgage:

Ammanford

Average house price: £200,686

Household income required to buy: £44,596

Burry Port

Average house price: £190,064

Household income required to buy: £42,236

Carmarthen

Average house price: £207,151

Household income required to buy: £46,033

Kidwelly

Average house price: £245,115

Household income required to buy: £54,470

Llanelli

Average house price: £170,802

Household income required to buy: £37,956

Llandeilo

Average house price: £235,021

Household income required to buy: £52,226

Newcastle Emlyn

Average house price: £197,000

Household income required to buy: £43,777

Llandovery

Average house price: £284,179

Household income required to buy: £63,150

St Clears

Average house price: £219,550

Household income required to buy: £48,788

Whitland

Average house price: £274,636

Household income required to buy: £61,030